Certificates of Deposit and IRAs

Certificates of Deposit (CDs): We offer Certificates of Deposit in just about any term you desire: from 3 months to 5 years or more. A minimum deposit of $1,000 is required to open a CD. Interest is posted on the 15th of each month and at maturity. Interest payments may be transferred to another account, left to accumulate in the CD or sent to you by check monthly, quarterly, semi-monthly or annually. A penalty will be charged for early withdrawal of principal.

Individual Retirement Accounts (IRAs): We offer traditional, Roth and Educational IRAs to help you plan for your future financial needs. You can open an IRA Money Market account with a minimum deposit of $50, and an IRA Certificate of Deposit with a minimum of $500, and can choose an IRA Certificate with a maturity date of one, two, three or four years. You can make deposits of $50 or more at any time to an IRA Money Market account. Certain penalties may apply for early withdrawal.

For current rates on CDs and other deposit products, click here.

Financial Tools: We have a variety of financial and investment calculators that are very helpful in planning for the future. You can access them by clicking on one of the links below, or by selecting the "Tools" menu at the top of any page.

Personal Financing Calculators

Retirement Calculators

Investment Calculators