Investment & Trust Services

Financial Services for Individuals*

Important notice about our investment accounts Please be aware that some investment products are not FDIC insured, and not guaranteed by the bank. These products are subject to risk, such as the loss of principal.

Our Investment and Trust Services Department was created to help both individual and business customers plan for their financial future. We offer a complete range of financial planning, investment and trust services. Most importantly, we provide you with advice you can trust.

Investment services

We can help you plan for your financial future. We will work with you to plan for your future financial needs, and identify investment opportunities to help you meet your investment goals. Our services include:

• Retirement planning, including IRAs and other investments
• College savings
• Business retirement planning, such as 401(k) and SEP IRAs
• Estate planning
• Managing your investment account

We use a Managed Account approach linked with Asset Allocation Models to meet your needs.

Our involvement in your investment account doesn't end once these initial investments are made. Our investment team will constantly review your holdings and make any necessary or appropriate changes in your investments to ensure that changing market or economic conditions have minimal negative impact on your portfolio. What's more, we are always looking for new investment opportunities that can help you meet or exceed your investment goals. We call this ongoing process Dynamic Asset Allocation.

Trust services

In addition to creating and managing investment accounts, we offer a wealth of financial planning expertise, including tax planning, estate planning or the establishment of any type of trust account. If necessary, we can be named trustee of revocable and irrevocable trusts, and charitable remainder trusts.

Our team

You'll always have the confidence of knowing that you can come in at any time to meet with your investment professional at Avidia Bank. Our team is led by Jim Dymek, Senior Vice President of the Investment & Trust Services Department, who is a Senior Trust Officer of the bank. He holds an MBA from Clark University and is a Certified Trust and Financial Advisor with over 36 years of experience in guiding bank customers through their investment needs.

Please e-mail us or call (800) 508-2265, ext. 3620 to make an appointment to discuss your investment planning needs.

*Some investment products are not FDIC insured and may lose value. They are not guaranteed.