Loans

At Avidia Bank, we're here to help you finance the things you want. Whatever your need, we hope that, when you need a loan, you'll talk to us first.

Get a better rate using Automatic Payment!

With Automatic Payment, you can have payments made from your account(s) automatically when they are due. You can use it to pay your mortgage, utility bills, credit cards, health club, you name it! Automatic Payment is free--all you have to do is sign up.

• Payments are made automatically, so you won't worry about missing a payment or incurring late fees.
• You get a .50% discount on any of our consumer loans for using automatic payment from an Avidia Bank checking account.
• Your payments get made even when you are out of town on business or on vacation.
• Automatic Payment is Free and Green

Equity Loans: Whether you are fixing up your home, sending the kids off to school, consolidating your debts, or even buying a car, we have a home equity loan that's right for you. We offer both Home Equity Loans and Home Equity Lines of Credit, depending on your preference and how you plan to use the money. Our Home Equity Line of Credit allows you to borrow up to 90% of your home's appraised value.

To download a printable equity line application, click here. Please send the completed form to: Avidia Bank, Residential Loan Department, 42 Main Street, Hudson, MA 01749. (This form requires that you have Adobe Acrobat Reader, which you can download free by clicking here.)

Equity Rates: To see a listing of our current consumer loan rates, click here.

Consumer Loans: We will lend you money for a wide variety of purposes, including the purchase of a new or used car, a recreational vehicle, or mobile home. We also offer Collateral Loans, Credit Cards, Personal Unsecured Loans-even loans through Overdraft Protection for your Avidia Bank Checking Account. Applying for a consumer loan is fast and easy, and you can get an answer on your application in as little as 24 hours. So if you need money, we have a loan that's right for you.

To download a printable loan application form, click here. (This form requires that you have Adobe Acrobat Reader, which you can download free by clicking here.)

If you'd like to know how much you can afford to borrow, or get answers to other financing questions, visit our Personal Financing Calculators page.

Consumer Loan Rates: To see a listing of our current consumer loan rates, click here.