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Checking Accounts

Don’t worry. No writing of actual checks required.

Avidia offers 5 checking account options that most will find, fits their banking needs, including First Checking for kids 14-18 and Senior Checking for people 65 and older.

Benefits of Checking Accounts

We offer four checking accounts to fit your needs.
Here are some of the benefits you’ll enjoy with any of our checking accounts.

Early Deposit

With every Avidia Checking Account, if you enroll in direct deposit, you can receive your paycheck up to two days early. No enrollment necessary!

Savvy Credit

Savvy credit enables you to get a free credit score every month. Additionally, you'll receive a personalized analysis of your score along with clear explanations of key determining factors.

Debit Card Controls

Through the Avidia Personal Mobile App you're able to control your debit card from anywhere, even during your vacation to Europe.

Digital Receipts

Allows you to effortlessly capture paper and email receipts, auto-categorize purchases, automatically link receipts to card transactions and more.

Avidia Checking Accounts

Avidia Free Checking Avidia Premier CheckingAvidia Premier Plus Checking
Opening Deposit$10.00 minimum opening deposit.$25.00 minimum opening deposit.$500.00 minimum opening deposit.
Monthly FeeNo minimum balance or monthly maintenance fee.Must maintain a minimum average daily balance of $2,500 or greater to avoid the $8 monthly maintenance fee.Must maintain a combined minimum average daily balance of $25,000 or greater in to avoid the $25 monthly maintenance fee.
InterestNon-interest bearing.Non-interest bearing.Interest-bearing.
Free ATMsFree ATM transactions at all SUM & All Point network ATMs.Free ATM transactions at all SUM & All Point network ATMs.Free ATM transactions at all SUM & All Point network ATMs.
ATMNo non-Avidia or non-network ATM transaction fee reimbursement.Up to $10 monthly reimbursement of non-Avidia or non-network ATM transaction fees.Unlimited monthly reimbursements of non-Avidia or non-network ATM transaction fees.
ChecksFree first order of checks.Free first order of checks.Unlimited free standard checks.
BenefitsAdditional Benefits: Free online & mobile banking with bill pay. Free online or paper statements.Additional Benefits: Free online & mobile banking with bill pay. Free online or paper statements.Additional Benefits: Free online & mobile banking with bill pay. Free online or paper statements. Free cashier’s checks and complimentary safe deposit box rental of 3x5 inches, or smaller, where available.

Ready to Open?

Open an Account