MAX High Yield Checking | ||||
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What You Get |
Up to 0.25% Annual Percentage Yield* (APY) for balances less than or equal to $25,000 (.05% APY for balances more than $25,000) No ATM fees or surcharges |
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What to Do |
Minimum $10 to open and maintain a balance greater than $0 Make 12 debit card purchases each statement cycle Enroll in eStatements & Internet Banking Have 1 direct deposit or ACH transaction each statement cycle |
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*The interest rate of 0.25% APY is paid on balances up to $25,000. Balances over $25,000 earn 0.05% APY, if qualifying requirements are met. Your interest rate and APY may change at our discretion. Qualifying requirements must be met during each monthly statement cycle to earn the APY including: 12 Debit Card purchases, e-Statements, Direct Deposit or one ACH transaction per statement cycle. If any qualifying requirements are not met, the account will earn a nominal rate of 0.05% APY on the entire balance. |
MAX Money Market | |||
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Monthly Maintenance Balance | Interest Rate | Annual Percentage Yield | Minimum Balance to Obtain APY* |
$1,000 | 0.10% | 0.10% | $0 to $249,999 |
$1,000 | 0.15% | 0.15% |
$250,000 to $499,999 |
$1,000 | 0.20% | 0.20% | $500,000 - $1,000,000 |
$1,000 | 0.25% | 0.25% | $1,000,000+ |
*Annual Percentage Yields (APYs) are subject to change without notice after account opening. The APY applies when the required minimum balance and interest is kept on deposit for one year. APY assumes interest earned in account compounds. APY is accurate as of 12/01/2020. Fees on account could reduce earnings. If your balance falls below $1,000 at any point during your statement period, you will be charged a $10 monthly maintenance fee. |