Avidia Advice

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07/31/2017

Help! I Lost My Debit Card

A lost debit card probably means one of two things: You misplaced it, or someone stole it. Either way, don’t let panic set in.

Taking the necessary steps can limit any immediate damage and protect you from further risk.

1. Report the loss or theft

Report the loss to your bank or credit union as soon as you realize the card is missing. Cancel the debit card and make sure that a new one is sent your way.

07/27/2017

6 Financial Aid Questions You’re Too Embarrassed to Ask

While many colleges will soon send bills for this fall’s tuition, most won’t expect payment until late summer. That gives college-bound students and their families time to finalize financial aid details. Here are six basic, but crucial, things to know about using student loans, scholarships and more to pay for college.

07/03/2017

Buy vs. Rent: The Small-Business Conundrum

Your business is growing up, and it's time to consider investing in its future. The question for entrepreneurs is just how permanent your investment should be.

Here are four small-business resources — office space, employees, equipment and technology — and guidance to help you determine if you should buy or rent.

06/26/2017

How to Take the Heat Off Your Summer Budget

Summertime brings more than sunburns and barbecues — it can also send your monthly expenses through the roof. But with a little work now, you can enjoy the hot season and avoid pinching pennies in the fall.

“Ideally, one saves a little bit of money in each of the cooler months and then spends down those funds in the summer,” says Michael Schupak, founder of Schupak Financial Advisors in West New York, New Jersey. But, if you've failed to plan your budget that far ahead, all is not lost.

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