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By Kurt Smith
Learn more about Kurt at NerdWallet’s Ask an Advisor
If you’re like many people, you tell yourself little money lies without even realizing it. These lies might justify spending or a lack of savings, or help you avoid dealing with money altogether. Regardless of the reason, they disconnect you from your finances and limit you now and in the future.
Buying a home is a common undertaking for many Americans, but it's also one of the most complicated — not to mention costly — purchases adults will ever make. It's important to understand these 10 essential terms so you're ready to make smart decisions with your money.
Why should I monitor my credit? Regularly checking your credit reports and credit scores can help you catch and fix errors or detect identity theft. It also lets you see progress as you improve your credit.
Who needs to do it? Everyone, even people with no credit activity. If someone has your Social Security number, he or she may have applied for credit in your name.