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If you want to retire early, your investment strategy may need to be a little different from a person who plans to keep working well into his or her 60s and beyond. That's because with many retirement savings plans, including 401(k)s and IRAs, you could be charged a tax penalty if you withdraw money before age 59½.
Life happens. The washing machine dies in the middle of a load, or you discover that your last visit to urgent care wasn't covered by insurance. It's not always possible to pay for these surprise expenses on the spot. This is when payday loans may become tempting.
Here's what you need to know about payday loans and why they shouldn't be part of your financial strategy.
Unless you were recently selected as the No. 1 pick in the NFL draft or released a hit album, you probably won't pay for your new house in cash. Like millions of Americans, you'll take out a mortgage.
Congratulations, new mom or dad! Now take out the checkbook, because your bundle of joy comes with a bundle of new expenses. But all those day care costs and pediatrician bills can bring new tax deductions that can help you ride out the first years of parenthood without going broke.
Here are the major ways your tax situation may change now that you're a parent.