Avidia Advice

Save More When Back-to-School Shopping Online

Shopping for school supplies, electronics and clothing can be a chore — and an expensive one at that.

Families with children in grades K-12 plan to spend an average of $687.72 on back-to-school shopping, about $14 more than last year’s average of $673.57, according to the National Retail Federation. College students and their families plan to spend an average of $969.88, or about $82 more than last year’s $887.71 average.

Help! I Lost My Debit Card

A lost debit card probably means one of two things: You misplaced it, or someone stole it. Either way, don’t let panic set in.

Taking the necessary steps can limit any immediate damage and protect you from further risk.

1. Report the loss or theft

Report the loss to your bank or credit union as soon as you realize the card is missing. Cancel the debit card and make sure that a new one is sent your way.

6 Financial Aid Questions You’re Too Embarrassed to Ask

While many colleges will soon send bills for this fall’s tuition, most won’t expect payment until late summer. That gives college-bound students and their families time to finalize financial aid details. Here are six basic, but crucial, things to know about using student loans, scholarships and more to pay for college.

Buy vs. Rent: The Small-Business Conundrum

Your business is growing up, and it's time to consider investing in its future. The question for entrepreneurs is just how permanent your investment should be.

Here are four small-business resources — office space, employees, equipment and technology — and guidance to help you determine if you should buy or rent.