Avidia Advice

Why Payday Loans Don't Make Financial Sense

Life happens. The washing machine dies in the middle of a load, or you discover that your last visit to urgent care wasn't covered by insurance. It's not always possible to pay for these surprise expenses on the spot. This is when payday loans may become tempting.

Here's what you need to know about payday loans and why they shouldn't be part of your financial strategy.

The Benefits of a Mortgage Preapproval - and How to Get One

Unless you were recently selected as the No. 1 pick in the NFL draft or released a hit album, you probably won't pay for your new house in cash. Like millions of Americans, you'll take out a mortgage.

Tax Tips to Help New Parents Save Money

Congratulations, new mom or dad! Now take out the checkbook, because your bundle of joy comes with a bundle of new expenses. But all those day care costs and pediatrician bills can bring new tax deductions that can help you ride out the first years of parenthood without going broke.

Here are the major ways your tax situation may change now that you're a parent.

5 Tips for Getting the Most Out of Your Rewards Credit Card

One of the best things about choosing to use a rewards credit card for your day-to-day spending is the points, miles or cash back you can earn every time you swipe. But it can be tricky. To make sure you're getting the most out of your card, take a look at the tips below.

1. Pick a card that offers rewards you'll actually use