We love our educated customers and we try to keep creating/finding content that you all enjoy.
Why should I monitor my credit? Regularly checking your credit reports and credit scores can help you catch and fix errors or detect identity theft. It also lets you see progress as you improve your credit.
Who needs to do it? Everyone, even people with no credit activity. If someone has your Social Security number, he or she may have applied for credit in your name.
Raising a child takes patience, understanding — and about $245,340, based on the latest estimates from the U.S. Department of Agriculture.
That's the average cost to care for a child from birth to age 18 for a middle-income family, as calculated by the USDA in a recent report on family expenditures. The estimate excludes prenatal health care and college costs.
If you want to retire early, your investment strategy may need to be a little different from a person who plans to keep working well into his or her 60s and beyond. That's because with many retirement savings plans, including 401(k)s and IRAs, you could be charged a tax penalty if you withdraw money before age 59½.