Who says you have to give up personal service to get good rates on a credit card? With a credit card from Avidia Bank you can enjoy highly competitive rates with first class customer service.
All of our credit cards come with the following services:
- Avidia Rewards+
- Overdraft Options
- Full online access to your account information
Plus there are NO balance transfer fees or over-limit fees!
|Card Type*||APR****||Interest on Purchases||Annual Fee|
|Visa Classic||17.9%||We will not charge you interest on purchases itemized on your monthly statement.***||$25|
|Visa Gold||10.15%||We will not charge you interest on purchases itemized on your monthly statement.***||None|
3.9% Intro for 6 months, then 9.15%.**
|We will not charge you interest on purchases itemized on your monthly statement.***||None|
* The type of Visa Card for which we approve you will be based on your creditworthiness and other factors.
** This rate will vary with the market based on the Prime Rate.
*** If the balance on your entire account at the beginning of the billing cycle was zero or if the payments and credits received during the billing cycle equal or exceed that balance.
****APR - Annual Percentage Rate
See our Interest Rates and Fees page for more information.
Additional FREE Services Available With Any Credit Card
Avidia Bank customers can link their credit card to their Avidia Checking account. In the event of an overdraft, a transfer will be made from your credit card to your checking account automatically.
Online Credit Card Management
With full online access to your Avidia credit card information, you can:
- Check balances
- Check your account activity
- See your available credit
- Make a payment by transferring funds from any of your Avidia deposit accounts
To access these great credit card features sign up for Avidia Internet Banking. It's free, easy and convenient!
How To Apply For a Credit Card
You can apply for an Avidia Bank Credit Card in one of three ways:
How we will calculate your balance
We use a method called "average daily balance (including new purchases)."
This page was produced February 20, 2013 and the above information was accurate as of that date. The information is subject to change at any time. You may call (800) 508-2265 for any changes to this information since the date of printing.
Please read our Terms and Conditions.
The current Prime Rate is 3.25%. The Prime Rate used to determine your APR is the rate published in the "Money Rates" section of the Wall Street Journal on the first day of each month and will take effect on the first day of the following month.