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Checking Accounts

Don’t worry. No writing of actual checks required.

Avidia offers 5 checking account options that most will find, fits their banking needs, including First Checking for kids 14-18 and Senior Checking for people 65 and older.

Benefits of Checking Accounts

We offer five checking accounts to fit your needs.
Here are some of the benefits you’ll enjoy with any of our checking accounts.

Free ATMs

There are no fees1 to withdraw your money from any ATM within the United States.

People Pay

People Pay is a simple, electronic way to transfer money to your friends and family, using Avidia Mobile.

Savvy Credit

Savvy credit enables you to get a free credit score every month. Additionally, you'll receive a personalized analysis of your score along with clear explanations of key determining factors.

Avidia Rewards+

Avidia Rewards+ is an attractive and flexible rewards program where you can redeem points, get cash back, earn bonus points and more.

Cardless Cash

Allows you to use your smartphone to make cash withdrawals from any Avidia Bank ATM when you use the Avidia Mobile App.

Digital Receipts

Allows you to effortlessly capture paper and email receipts, auto-categorize purchases, automatically link receipts to card transactions and more.

If foreign ATM fees appear due to the transaction type, please contact us at 800.508.2265 to have your fees reimbursed.

The interest rate of 0.15% APY is paid on balances up to $25,000. Balances over $25,000 earn 0.05% APY, if qualifying requirements are met. Your interest rate and  APY may change at our discretion. Qualifying requirements must be met during each monthly statement cycle to earn the APY including: 10 Debit Card purchases, e-Statements, Direct Deposit or one ACH transaction per statement cycle. All foreign ATM Fees and ATM Surcharges up to $25 per statement cycle will be refunded when qualifying requirements are met.  If any qualifying requirements are not met, the account will earn a nominal rate of 0.05% APY on the entire balance and the ATM fees will not be refunded. Fees could reduce earnings. Deposit rates are effective December 01, 2020 and are subject to change without notice.

The interest rate of up to 0.15% APY is paid on balances up to $25,000. Your interest rate and  APY may change at our discretion. Qualifying requirements must be met during each monthly statement cycle to earn the APY including: 10 Debit Card purchases, e-Statements, Direct Deposit or one ACH transaction per statement cycle. If any qualifying requirements are not met, the account will earn a nominal rate of 0.05% APY on the entire balance.