Smart Savings - the Statement Savings Account from Avidia Bank

Smart Savings is a statement savings account that combines instant access to your money with a solid rate of return.

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What do I need to get started?

Minimum opening balance is $10.

How do I earn on my investment?

Your interest rate is "tiered," so the more money you have in your account, the higher the interest rate you earn.

What kinds of fees can I expect?

There are no maintenance fees.

Sweep Option

If you have an Avidia Checking Account, you can use our Sweep Option to automatically access funds in your savings account whenever there are insufficient funds in your primary checking account for only $5. You can fill out the Savings Sweep Enrollment Form at one of our branch locations.

Deposit Rates

Online account opening available to Massachusetts residents only.

How much could I save over time?

Calculate how much you can save with regular deposits, and how much you need to save to reach a desired goal.