Rev. June 2023
FACTS
WHAT DOES AVIDIA BANK DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell
you how we collect, share and protect your personal information. Please read this notice
carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service
you have with us. This information can include:
- Social Security number and account balances
- Payment history and transaction or loss history
- Credit history and credit scores
How?
All financial companies need to share customers' personal information to run their
everyday business. In the section below, we list the reasons financial companies can
share their customers' personal information; the reasons Avidia Bank chooses to share;
and whether you can limit this sharing.
Reasons we can share your personal information
Does Avidia Bank share? Can you limit this
sharing?
For our everyday business purposes--
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus
Yes No
For our marketing purposes--
to offer our products and services to you
Yes No
For joint marketing with other financial
companies
No We don't share
For our affiliates' everyday business purposes--
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes--
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you Yes Yes
To limit our
sharing
- Call toll-free (800)508-2265 - our menu will prompt you through your choice(s)
- Visit us online: www.avidiabank.com
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date
we provided or sent this notice. When you are no longer our customer, we continue to
share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Call toll-free (800)508-2265 or go to www.avidiabank.com
� 1995-2021 Compliance Systems, LLC 90448ae7-d1936c6f - 2021.130.0.4
IIIPage 2
IIIWho we are
Who is providing this notice? Avidia Bank
What we do
How does Avidia Bank protect my
personal information?
To protect your personal information from unauthorized access and
use, we use security measures that comply with federal law. These
measures include computer safeguards and secured files and
buildings.
How does Avidia Bank collect my
personal information?
We collect your personal information, for example, when you
- Open an account or pay your bills
- Apply for a loan or use your credit or debit card
- Show your driver's license
We also collect your personal information from others, such as
credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information
- about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights
to limit sharing.
What happens when I limit sharing
for an account I hold jointly with
someone else?
Your choices will apply to everyone on your account - unless you tell
us otherwise.
Definitions
Affiliates Companies related by common ownership or control. They can be
financial and nonfinancial companies.
- Avidia Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can
be financial and nonfinancial companies.
- Nonaffiliates we share with can include
LPL Financial Institution Services, whose products and services are
offered through Avidia Investment Services
Joint marketing A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
- Avidia Bank doesn't jointly market.
