Savings. We all know we should set up good savings habits, but where do you start? Avidia offers a variety of savings options to suit your savings goals.
| Interest Rates | Access | Used for: | Open Online | |
|---|---|---|---|---|
| Smart Savings | Click here for Deposit Rates | You have access to your money anytime through ATMs or electronic transfers.* | Checking overdraft transfers. Access when needed. Set-up auto transfers from checking to savings. |
Open NOW |
| Money Market | Account is limited to 6 checks and electronic transfers per statement period. Unlimited withdrawals in branch and ATMs. | Saving money at a higher rate. Access is not needed on a regular basis. |
Open NOW | |
| CD | Click here for CD and IRA Rates | Money is held in the amount of time specified by the term you choose. There is a penalty for early withdrawal. | Long-term savings defined by the term of the CD. | Open NOW |
| IRA | Withdrawals subject to penalties and tax implications. Consult your tax advisor. | Saving for retirement or education, depending on the type of IRA opened. | Open NOW |
*Per federal regulations there is a limit of 6 electronic transfers per statement period from a savings account.
Unlimited withdrawals in branch and ATMs.
Online Account opening available to Massachusetts resident only.
To find out how much you can save, check out our savings calculators!