Glossary

List of accounts available online. May include checking, savings, NOW, money market, and certificate of deposit (CD) accounts, credit cards, or loans.

Location to which correspondence can be delivered.

Means of delivery for the alert message. Options include only Online Banking or Personal E-mail & Online Banking Message.

Short description of the conditions that cause an alert to be sent.

Messages that alert you when certain transactions have been processed, if a scheduled transaction is not processed, when a specified balance has been reached, or when certificates of deposit (CDs) are maturing.

When you use an ATM/debit card to make a purchase or an ATM withdrawal that would overdraw the account.

Bill payments you want to repeat at regular intervals.

The amount of funds available to you for withdrawal or transfer. This balance is equal to the current balance minus any funds being held in reserve until transactions clear.

The amount of funds available to you for withdrawal. For credit cards, this balance is equal to the credit limit minus the credit in use. For home equity or revolving credit loans, this balance is equal to the credit limit minus the outstanding principal balance.