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Retail Account Changes

Our entire line of checking accounts will be changing on March 15, 2024.

Please refer to the personalized cover letter, mailed to you in February, to see which new account(s) your current account(s) will be moved to. If you want to choose a different account type than what was mailed to you, please review your options below and contact us to finalize your changes.

Avidia Checking Accounts

Avidia Free CheckingAvidia Premier CheckingAvidia Premier Plus Checking
Opening Deposit$10.00 minimum opening deposit.$25.00 minimum opening deposit.$500.00 minimum opening deposit.
Monthly FeeNo minimum balance or monthly maintenance fee.Must maintain a minimum average daily balance of $2,500 or greater to avoid the $8 monthly maintenance fee.Must maintain a combined minimum average daily balance of $25,000 or greater in consumer checking, savings and/or money market accounts to avoid the $25 monthly maintenance fee.
InterestNon-interest bearing.Non-interest bearing.Interest-bearing.
Free ATMsFree ATM transactions at all SUM & All Point network ATMs. Free ATM transactions at all SUM & All Point network ATMs. Free ATM transactions at all SUM & All Point network ATMs.
ATM No non-Avidia or non-network ATM transaction fee reimbursement.Up to $10 monthly reimbursement of non-Avidia or non-network ATM transaction fees.Unlimited monthly reimbursements of non-Avidia or non-network ATM transaction fees.
ChecksFree first order of checks.Free first order of checks.Unlimited free standard checks.
BenefitsAdditional Benefits: Free online & mobile banking with bill pay. Free online or paper statements.Additional Benefits: Free online & mobile banking with bill pay. Free online or paper statements.Additional Benefits: Free online & mobile banking with bill pay. Free online or paper statements. Free cashier’s checks and complimentary safe deposit box rental of 3x5 inches, or smaller, where available.

Savings & Money Market Accounts

Our savings and money market accounts will remain the same with a few minor changes:

Money market accounts will be moving to a non-blended tiered rate instead of a blended tiered rate. Savings accounts will be moving to a non-tiered, single rate account instead of a blended tiered rate.

The names for the following accounts have been changed, but the features remain the same:

• Smart Savings = Avidia Free Savings. • Personal Money Market = Avidia Premier Money Market. • Max Money Market = Avidia Premier Plus Money Market.

 

Want to change your account? Submit a request here.

Submit Your Request

FAQs

Please refer to the letter you should have received in February or March for the effective date that applies to your account(s). The changes to the deposit accounts will be effective by March 29, 2024 and will not affect business accounts should you have any with Avidia Bank.