Who says you have to give up personal service to get a great rate on a credit card? With a MasterCard® credit card from Avidia Bank, you can enjoy highly competitive rates with first class customer service. Plus, there are no balance transfer fees. So move those high rate balances from that “other” bank credit card at no additional cost.
|MasterCard Classic||MasterCard Gold||MasterCard Platinum|
|Annual Percentage Rate
(APR) for All Advances
(Purchases, Cash Advances,
and Balance Transfers)
This rate will vary with the
market based on the Prime
|Introductory Rate 3.90%
for 6 months, then 9.40%. This rate
will vary with the market based on
the Prime Rate †
|How to avoid paying Interest on Purchases||We will not charge you interest on purchases itemized on your monthly statement if the balance on your entire account at the beginning of the billing cycle was zero or if the payments and credits received during the billing cycle equal or exceed that balance.|
|For Credit Card Tips from the Consumer Financial Protection Bureau.||To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore|
$5 or 4% of each cash advance, whichever is greater
1% of each transaction in U.S. dollars
With full online access to your Avidia Bank MasterCard information, you can:
Check your account activity
See your available credit
Make a payment by transferring funds from any of your Avidia deposit accounts
Manage your rewards points account
To access these great credit card features sign up for Avidia Internet Banking. It's free, easy and convenient!
Earn rewards points with every purchase! Visit our Avidia Rewards+ page to learn more.
Avidia Bank customers can link their Avidia Bank MasterCard to their Avidia Checking account. In the event of an overdraft, a transfer will be made from your credit card to your checking account automatically.
† The current Prime Rate is 3.50%. The Prime Rate used to determine your APR is the rate published in the "Money Rates" section of the Wall Street Journal on the first day of each month and will take effect on the first day of the following month.
* The type of MasterCard for which we approve you will be based on your creditworthiness and other factors.
‡ If the balance on your entire account at the beginning of the billing cycle was zero or if the payments and credits received during the billing cycle equal or exceed that balance.
**APR - Annual Percentage Rate
You can apply for an Avidia Bank Credit Card in one of three ways:
How we will calculate your balance
We use a method called "average daily balance (including new purchases)."
This page was produced January 1, 2016 and the above information was accurate as of that date. The information is subject to change at any time. You may call (800) 508-2265 for any changes to this information since the date of printing.
Please read our Terms and Conditions as well as the MasterCard Guide to Benefits for Credit Cardholders