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First Checking Accounts

For teens who are being told to get a job, we say, first, get a checking account.

First Checking Benefits

  • Earn 0.05% APY*
  • Includes a debit card which earns points through Avidia Rewards+
  • Free online banking and use of the Avidia app
  • Free basic check orders

First Checking Requirements

  • Must be between the ages of 13 and 18
  • Opening an account online is only available to people who live in New England

What you need to know about First Checking!

Interest EarnedOpening Deposit Minimum Monthly BalanceMonthly Fees Enroll Online?
0.05% APY$10NoneNone Yes

Free Services with First Checking

Debit Card Avidia Rewards

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Debit Card Avidia Rewards

Get cash back and earn rewards points virtually every time you use your Avidia debit card. If you have both a debit card and a credit card from Avidia, your rewards points will be combined and go into a single Avidia Rewards account for you to use. You can use your reward points for cash back, travel and merchandise.

Direct Deposit

Direct Deposit

Save yourself a trip to the bank. With direct deposit, your paychecks, Social Security, tax refunds or stock dividends can be automatically deposited in your account. Your money is available as soon as we receive the check. And enrolling in direct deposit may qualify you for services that offer lower fees or pay higher rates.