First Checking - the Teen Checking Account from Avidia Bank

First Checking is a free interest-bearing checking account for teenagers age 14 through the age of 18. No monthly fees and no minimum balance to maintain.

First Checking Interest Earned Opening Deposits Minimum Monthly Balance Monthly Transaction & Maintenance Fees Enroll Online#
0.05% APY* $10 None None Yes

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First Checking also offers free Internet Banking and free Mobile banking and free basic check orders.

First Checking includes a debit card** which earns rewards points through Avidia Rewards+

* Annual Percentage Yield

**You can use your Avidia debit card fee free at any Avidia ATM. Avidia charges a $3.00 fee when you use another bank's ATM.

Deposit rates are effective April 3, 2020 and are subject to change without notice.

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Online account opening available to New England residents only.

Additional FREE Services Available With The First Checking Account

Debit Card with Avidia Rewards+*

Avidia Bank debit cards allow you to enjoy the convenience of a credit card, yet pay directly with funds from your checking account. Plus, with our Avidia Rewards+ program, you can get cash back and earn rewards points virtually every time you use Avidia debit cards. If you have both a debit card and a credit card from Avidia, your rewards points are combined and go into a single Avidia Rewards+ account, so you earn points faster while having the flexibility to use either your credit or debit card. You can use your reward points for travel, merchandise & CASH BACK.

*You can use your Avidia ATM or debit card fee free at any Avidia ATM. Avidia charges $3.00 fee when you use another bank's ATM.

Direct Deposit

Direct Deposit is a free, fast, simple way to deposit money into your account(s) electronically. You can use it to deposit your pay, Social Security, tax refunds, stock dividends, directly into any account. Direct Deposit saves you the time and effort of making a trip to the bank and your money is available to you the day the check is received. Direct Deposit may also qualify you for some bank services that offer lower fees, or that pay higher rates.