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Avidia Free Checking

Avidia Free Checking Benefits

  • Debit card with Card Controls through the Avidia Mobile App
  • Free e-statements and paper statements
  • No maintenance fees
  • No minimum balance
  • Free first order of checks
  • Free online and mobile banking with Bill Pay
  • Free ATM transactions at all SUM and All Point network ATMs

Avidia Free Checking Requirements

  • $10 initial deposit
  • Opening an account online is only available to people who live in New England

Free Services with Free Checking

Early Deposit

Early Deposit

Save yourself a trip to the bank.  With direct deposit, your paychecks, Social Security, tax refunds or stock dividends can be automatically deposited in your account. Your money could be available up to two days early. No enrollment necessary!

Online Banking FAQs

An “ACH transfer” is a fancy word for an electronic transfer. This can be anything from a scheduled transfer from one of your other bank accounts to a recurring debit payment made by your car insurance company. Typically any time you initiate a transaction electronically using your account number and bank routing number, this is considered an ACH (“Automated Clearing House”) transfer.

A wire transfer is another way of sending money electronically and is typically initiated through a financial institution. When initiating a wire transfer, you are asked to provide your account information, as well as, the recipient’s account information (account number, bank routing number, recipient’s address). Wire transfers allow people and businesses to send money in a quick fashion. Unlike other money transfer services that have lower limits, wire transfers allow large sums of money to be sent. A fee may be charged for wire transfers. Consult our current fee schedule for applicable fees.