Educational and Roth IRAs - IRA Money Market Accounts & IRA Certificates

We offer traditional, Roth and Educational IRAs to help you plan for your future financial needs.

  • You can choose an IRA Certificate with a maturity date of one, two, three, four or five years or a IRA Money Market account.

  • IRA Money Market account requires a $50 initial deposit to open then you can make deposits of $50 or more at any time to an IRA Money Market account.

  • Once you reach $500 in your IRA Money Market account you can open an IRA Certificate

  • There is an annual $15 IRA fee and certain penalties may apply for early withdrawal

Check out our current IRA Rates

Online account opening available to Massachusetts residents only.

Find out how much you need to deposit into a Roth IRA to reach a desired savings goal.

How much do I need to fund my retirement?