Avidia Bank NEPGA Mastercard
For scratch golfers or mini golfers, the NEPGA Mastercard is a feel-good way to give back. A portion of every purchase made with this credit card is donated to PGA REACH New England, which connects kids, military members and diverse populations to golf and PGA professionals. So, when you shop, dine or play a round, you know you’re making a difference.
Rewards, bonuses and general goodness.
Rewards, bonuses and general goodness.
Rates and Fees
| World Elite | Mastercard Platinum Tier 1 | Mastercard Platinum Tier 2 | Mastercard Platinum Tier 3 | |
|---|---|---|---|---|
| Annual Percentage Rate (APR) for all advances | 13.49%** (This rate will vary with the market based on the Prime Rate) | 3.90% introductory six-month rate then 13.65%** (This rate will vary with the market based on the Prime Rate) | 14.65%** (This rate will vary with the market based on the Prime Rate) | 17.90% |
| Annual Fee | None | None | None | $25 |
| Overdraft Transfer Fee | $0 | $0 | $0 | $0 |
| Cash Advance Fee | $5 or 4% of each cash advance (whichever is greater) | $5 or 4% of each cash advance (whichever is greater) | $5 or 4% of each cash advance (whichever is greater) | $5 or 4% of each cash advance (whichever is greater) |
| Balance Transfer Fee | None | None | None | None |
| Over-limit Fee | None | None | None | None |
| Foreign Transaction Fee | None | None | None | None |
| Late Payment Fee | $10 or 10% of the outstanding balance of your account (whichever is less) | $10 or 10% of the outstanding balance of your account (whichever is less) | $10 or 10% of the outstanding balance of your account (whichever is less) | $10 or 10% of the outstanding balance of your account (whichever is less) |
| Returned Payment Fee | $20 | $20 | $20 | $20 |
Avoid paying interest on purchases.
Avoid paying interest on purchases.
Tips from the Consumer Financial Protection Bureau.
Tips from the Consumer Financial Protection Bureau.
We use a method called average daily balance (including new purchases).
The above information is accurate as of 02/02/2023. The information is subject to change at any time. You may call 800-508-2265 for any changes to this information since the date of printing.
Please read our Credit Card Terms and Conditions. as well as the Mastercard Guide to Benefits – Platinum and the Mastercard Guide to Benefits – World Elite.
**The type of MasterCard for which we approve you will be based on your creditworthiness and other factors.
**This includes purchases, cash advances and balance transfers.
**This rate will vary the market-based Prime Rate. The current Prime Rate is 7.75 %. The Prime Rate used to determine your APR is the rate published in the “Money Rates” section of the Wall Street Journal on the first day of each month and will take effect on the first day of the following month.