Avidia Bank Mastercard Platinum
Your Avidia Bank Mastercard Platinum will be in one of three tiers. In all three tiers, you’ll receive two rewards points for every dollar spent on eligible purchases.* You can then redeem those points for things like travel, merchandise, music downloads, gift cards and cash back.
Rates
| Mastercard Platinum Tier 1 | Mastercard Platinum Tier 2 | Mastercard Platinum Tier 3 | |
|---|---|---|---|
| Annual Percentage Rate (APR) for all advances | 3.90% for 6 months and then 13.65%** (This will vary with the market based on the Prime Rate) | 14.65%** (This will vary with the market based on the Prime Rate) | 17.90% |
Avoid paying interest on purchases.
Avoid paying interest on purchases.
Fees
| Mastercard Platinum Tier 1 | Mastercard Platinum Tier 2 | Mastercard Platinum Tier 3 | |
|---|---|---|---|
| Annual Fee | None | None | $25 |
| Overdraft Transfer | $0 | $0 | $0 |
| Cash Advance | $5 or 4% of each cash advance (whichever is greater) | $5 or 4% of each cash advance (whichever is greater) | $5 or 4% of each cash advance (whichever is greater) |
| Balance Transfer | None | None | None |
| Over-limit | None | None | None |
| Foreign Transaction | None | None | None |
| Late Payment | $10 or 10% of the outstanding balance of your account (whichever is less) | $10 or 10% of the outstanding balance of your account (whichever is less) | $10 or 10% of the outstanding balance of your account (whichever is less) |
| Returned Payment | $20 | $20 | $20 |
Tips from the Consumer Financial Protection Bureau.
Tips from the Consumer Financial Protection Bureau.
How we’ll calculate your balance.
We use a method called average daily balance (including new purchases).
The above information is accurate as of 2/02/2023. The information is subject to change at any time. You may call 800-508-2265 for any changes to this information since the date of printing.
Please read our Credit Card Terms and Conditions as well as the Mastercard Guide to Benefits for Credit Cardholders.
**The type of MasterCard for which we approve you will be based on your creditworthiness and other factors.
**This includes purchases, cash advances and balance transfers.
**This rate will vary the market-based Prime Rate. The current Prime Rate is 7.75 %. The Prime Rate used to determine your APR is the rate published in the “Money Rates” section of the Wall Street Journal on the first day of each month and will take effect on the first day of the following month.