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Avidia Bank World Elite Mastercard

The World Elite Mastercard is a smart choice for the traveler and adventure-seeker because every purchase made locally goes toward premium travel and lifestyle perks. The more you use it, the more you’ll enjoy it.

Rewards, bonuses and general goodness.

Rewards, bonuses and general goodness.

World Elite Mastercards come with a custom rewards points structure*. You’ll receive 16,000 points with your first purchase and earn three points for every dollar spent on eligible purchases. You also get exclusive discounts on ride-shares, online shopping, movie tickets and offers and experiences with the PGA Tour. Plus, a complimentary 24/7 concierge service can help you track down specific items or make reservations at trendy restaurants. Yep. And yum.

Rates & Fees

World Elite Mastercard
Annual Percentage Rate (APR) for all advances**13.49% (This rate will vary with the market based on the Prime Rate)
Annual FeeNone
Overdraft Transfer Fee$0
Cash Advance Fee$5 or 4% of each cash advance (whichever is greater)
Balance Transfer FeeNone
Over-limit FeeNone
Foreign Transaction FeeNone
Late Payment Fee $10 or 10% of the outstanding balance of your account (whichever is less)
Returned Payment Fee$20

To get your own Avidia World Elite Mastercard, visit one of our branches or click the button just below.

Apply Online

Avoid paying interest on purchases

Avidia Character sitting at a table holding a laptop

Avoid paying interest on purchases

We won’t charge you interest on purchases on your monthly statement if the balance on your entire account at the beginning of the billing cycle was zero or if the payments and credits received during the billing cycle equal or exceed that balance.  

Tips from the Consumer Financial Protection Bureau.

Avidia Character, Len checking his phone while drinking coffee

Tips from the Consumer Financial Protection Bureau.

Click here for more information on things to consider when applying for or using a credit card.

We use a method called average daily balance (including new purchases).

The above information is accurate as of 02/02/2023. The information is subject to change at any time. You may call 800-508-2265 for any changes to this information since the date of printing.

Please read our Credit Card Terms and Conditions as well as the Mastercard Guide to Benefits for Credit Cardholders.

*Avidia Rewards

**The type of MasterCard for which we approve you will be based on your creditworthiness and other factors.
**This includes purchases, cash advances and balance transfers.
**This rate will vary the market-based Prime Rate. The current Prime Rate is 7.75 %. The Prime Rate used to determine your APR is the rate published in the “Money Rates” section of the Wall Street Journal on the first day of each month and will take effect on the first day of the following month.