# Annual Percentage Yield (APY) of 2.84% is based on an interest rate of 2.80% and as effective 10/3/2022. APY subject to change without notice. For current customers and new customers with non-maturity deposits of $5,000 or more at Avidia Bank. Non-maturity deposits considered are checking, savings and money market accounts. Unless changes are made to your account during the 10 day grace period following maturity, the Certificate of Deposit (CD) will renew for a 24 month term at the then, current rate. The minimum balance to obtain the APY is $1,000. Minimum deposit to open the account is $1,000. No maintenance fees. IRA accounts are not eligible for this promotional rate. CDs are business and consumer eligible. Offer maybe withdrawn at any time. A penalty may be imposed for early withdrawal.