All Avidia Bank branches will be closed on Monday, November 11 in honor of Veteran's Day . Our digital banking platforms are available 24/7 for your banking needs.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Certificates of Deposit - Consumer & Business Rates
CD Term
Minimum Opening Balance
Interest Rate**
Annual Percentage Yield (APY)
Daily Minimum Balance to Obtain APY*
3 Months
$1,000
2.50%
2.50%
$1,000
6 Months
$1,000
3.00%
3.00%
$1,000
9 Months
$1,000
3.50%
3.50%
$1,000
12 Months
$1,000
3.75%
3.82%
$1,000
18 Months
$1,000
3.50%
3.56%
$1,000
24 Months
$1,000
3.30%
3.35%
$1,000
30 Months^
$1,000
3.10%
3.15%
$1,000
36 Months
$1,000
3.10%
3.15%
$1,000
48 Months
$1,000
3.00%
3.05%
$1,000
60 Months
$1,000
3.00%
3.05%
$1,000
IRA Certificates of Deposit
CD Term
Minimum Opening Balance
Interest Rate**
Annual Percentage Yield (APY)
Daily Minimum Balance to Obtain APY*
12 Months
$500
3.75%
3.82%
$10
18 Months
$500
3.50%
3.56%
$10
24 Months
$500
3.30%
3.35%
$10
30 Months^
$500
3.10%
3.15%
$10
36 Months
$500
3.10%
3.15%
$10
48 Months
$500
3.00%
3.05%
$10
60 Months
$500
3.00%
3.05%
$10
IRA Money Market
Minimum Opening Balance
Balance
Interest Rate**
Annual Percentage Yield
Minimum Balance to Obtain APY*
$50
$0.01 - $49,999
0.50%
0.50%
$50
$50
$50,000
0.75%
0.75%
$50
Contact a customer service rep at any of our locations for more information about applicable fees and terms. Or, call our call center at 800-508-2265.
*The daily minimum balance is the amount of principal in the account each day. A penalty may be imposed if there is an early withdrawal.
^Our 30-month “bump up” CD and IRA CD feature a one-time rate increase to the current 30-month CD or IRA CD rate anytime during the term.
Online account opening available to New England residents only (New England = MA, RI, CT, VT, NH & ME).
Fees may reduce earnings.
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