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High Yield Savings

Our High Yield Savings account pairs well with our full deposit insurance coverage.

High Yield Savings Account Benefits

  • Competitive high rate of interest
  • No maintenance fees
  • Access to your funds
  • Sweep Option: If there are ever insufficient funds in your primary checking account, you can arrange automatic access to funds in your savings account for a $5 fee. Enrollment is easy at any of our branch locations.

High Yield Savings Account Requirements

  • $5,000 minimum opening balance. Must be new money.
  • Maintain a daily balance of at least $5,000 to obtain APY*.

Calculate your savings overtime

Click here to see how much you can save over time or how much you need to put away each month to hit a certain goal.

Deposit Rates

Type of AccountsMinimum Opening BalanceInterest RateAnnual Percentage Yield (APY) Daily Minimum Balance to obtain APY*
Avidia Free Savings and Max Adventure Savings$10.30%.30%$0.01
Health Saving Account**$10.03%
.05%
.07%
.03%
.05%
.07%
$0.01-$2,499.99
$2,500-$19,999.99
$20,000+
High Yield Savings Account$5,000^4.00%4.00%$5,000.00
Statement Holiday Clubs$10.15%.15%$10.00

Online banking FAQs

An “ACH transfer” is a fancy word for an electronic transfer. This can be anything from a scheduled transfer from one of your other bank accounts to a recurring debit payment made by your car insurance company. Typically any time you initiate a transaction electronically using your account number and bank routing number, this is considered an ACH (“Automated Clearing House”) transfer.

A wire transfer is another way of sending money electronically and is typically initiated through a financial institution. When initiating a wire transfer, you are asked to provide your account information, as well as, the recipient’s account information (account number, bank routing number, recipient’s address). Wire transfers allow people and businesses to send money in a quick fashion. Unlike other money transfer services that have lower limits, wire transfers allow large sums of money to be sent. A fee may be charged for wire transfers. Consult our current fee schedule for applicable fees.

*The average daily minimum balance is the amount of principal in the account each day.
** Interest is paid on the amount of money on deposit in each tier, creating a blended interest rate for the entire balance.
^Must be new money.