Investment and Information Management Services
When in charge of a business’ finances, you have plenty to keep track of. Information. Funds. The whole nine. Our investment and information management products put everything you need right at your fingertips and can even make your “extra” cash work a little harder. More on that below.
Take a look at the products we offer.
All of these options can make your job a little easier.
Business Express Internet Banking
Do practically all of your banking online anytime you need to. Find out more about Business Express Internet Banking, or try an interactive demo by clicking here.
Access your account balances and transaction history and initiate transfers over the phone—24/7. Call 888-290-4636 to sign up, or click here for more information.
Sweep to Investment*
Reduce idle balances and maximize interest income by sweeping funds to and from checking accounts into overnight repurchase agreements. The invested funds are completely liquid and available to use the next business day.
Sweep to Line of Credit
If your account balance falls below a predetermined level, funds can be automatically advanced from a line of credit. This also works in reverse: If a balance exceeds a certain level, funds can be automatically applied to your line of credit, which reduces your interest expense.
Sweep to Investment and Line of Credit*
This combo lets you maximize interest income and minimize interest expense. Idle account balances are first applied to the line of credit. If funds are needed in the operating account, investments are liquidated before any advances are generated from the line of credit. If there isn’t an outstanding balance, the funds are invested in overnight repurchase agreements.
*Overnight repurchase agreements and sweeps to investments are not deposit products and are not FDIC-insured, there’s no bank guarantee and they may lose value.