CD/IRA Rates

CD and IRA Deposit Account Rates Effective February 15, 2016
Type of Accounts Minimum Opening Balance Interest Rate Annual Percentage Yield (APY) Daily Minimum Balance to obtain APY*
CERTIFICATES OF DEPOSIT
3 month CD $1,000.00 0.25% 0.25% $1,000.00
6 month CD $1,000.00 0.35% 0.35% $1,000.00
12 month CD $1,000.00 0.50% 0.50% $1,000.00
18 month CD $1,000.00 0.65% 0.65% $1,000.00
24 month CD $1,000.00 0.75% 0.75% $1,000.00
30 month CD $1,000.00 1.20% 1.21% $1,000.00
36 month CD $1,000.00 1.05% 1.06% $1,000.00
48 month CD $1,000.00 1.30% 1.31% $1,000.00
60 month CD $1,000.00 1.55% 1.56% $1,000.00
IRA (Individual Retirement Accounts) Certificates of Deposit***
12 month IRA $500.00 0.65% 0.65% $500.00
18 month IRA $500.00 0.80% 0.80% $500.00
24 month IRA $500.00 0.90% 0.90% $500.00
30 month IRA $500.00 1.35% 1.36% $500.0
36 month IRA $500.00 1.20% 1.21% $500.00
48 month IRA $500.00 1.45% 1.46% $500.00
60 month IRA $500.00 1.70% 1.71% $500.00
IRA Money Market**
Minimum Opening Balance Balance Interest Rate Annual Percentage Yield (APY) Minimum Balance* to obtain APY
$50.00 $0-$49,999.99 0.30% 0.30% $50.00
$50.00 $50,000.00+ 0.35% 0.35% $50.00

*Daily Minimum Balance (the amount of principal in the account each day)A penalty may be imposed if there is an early withdrawal.

**Rate may change after account opening.

***Fees may reduce earnings.

 

#Denotes a current CD special

^Our 30 month "Bump up" CD and IRA CD feature a one time rate increase to the current 30 Month CD or IRA CD rate anytime during the term.

Contact a Customer Service Representative at any of our locations for further information about applicable fees and terms, or our call center at (800) 508-2265.

#Online account opening available to Massachusetts residents only.