CD/IRA Interest Rates

CD and IRA Deposit Account Rates Effective August 28, 2018
Type of Accounts Minimum Opening Balance Interest Rate Annual Percentage Yield (APY) Daily Minimum Balance to obtain APY*
CERTIFICATES OF DEPOSIT
3 month CD $1,000.00 0.90% 0.90% $1,000.00
6 month CD $1,000.00 1.30% 1.31% $1,000.00
12 month CD $1,000.00 1.65% 1.66% $1,000.00
18 month CD $1,000.00 2.05% 2.07% $1,000.00
22 month CD $1,000.00 2.15% 2.17% $1,000.00
24 month CD $1,000.00 2.15% 2.17% $1,000.00
30 month CD $1,000.00 2.20% 2.22% $1,000.00
36 month CD $1,000.00 2.25% 2.28% $1,000.00
48 month CD $1,000.00 2.45% 2.48% $1,000.00
60 month CD $1,000.00 2.60% 2.63% $1,000.00
IRA (Individual Retirement Accounts) Certificates of Deposit***
12 month IRA $500.00 1.80% 1.82% $500.00
18 month IRA $500.00 2.20% 2.22% $500.00
24 month IRA $500.00 2.30% 2.33% $500.00
30 month IRA $500.00 2.35% 2.38% $500.0
36 month IRA $500.00 2.40% 2.43% $500.00
48 month IRA $500.00 2.60% 2.63% $500.00
60 month IRA $500.00 2.75% 2.79% $500.00
IRA Money Market**
Minimum Opening Balance Balance Interest Rate Annual Percentage Yield (APY) Minimum Balance* to obtain APY
$50.00 $0-$49,999.99 0.60% 0.60% $50.00
$50.00 $50,000.00+ 0.75% 0.75% $50.00

*Daily Minimum Balance (the amount of principal in the account each day)A penalty may be imposed if there is an early withdrawal.

**Rate may change after account opening.

***Fees may reduce earnings.

 

#Denotes a current CD special

^Our 30 month "Bump up" CD and IRA CD feature a one time rate increase to the current 30 Month CD or IRA CD rate anytime during the term.

Contact a Customer Service Representative at any of our locations for further information about applicable fees and terms, or our call center at (800) 508-2265.

#Online account opening available to Massachusetts residents only.

 

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