Our online account opening feature is currently unavailable. If you would like to open a new account, please visit your closest Avidia Bank branch location. To locate your closest branch, click here. Our Marlboro branch will begin renovations on April 1st. The branch will be open during construction, but you can also visit nearby branches. Find other locations here..
Certificates of Deposit - Consumer & Business Rates
CD Term
Minimum Opening Balance
Interest Rate**
Annual Percentage Yield (APY)
Daily Minimum Balance to Obtain APY*
3 Months
$1,000
2.50%
2.50%
$1,000
6 Months
$1,000
3.00%
3.00%
$1,000
12 Months
$1,000
4.75%
4.86%
$1,000
18 Months
$1,000
4.40%
4.50%
$1,000
24 Months
$1,000
4.10%
4.18%
$1,000
30 Months^
$1,000
4.00%
4.08%
$1,000
36 Months
$1,000
3.90%
3.98%
$1,000
48 Months
$1,000
3.85%
3.92%
$1,000
60 Months
$1,000
3.75%
3.82%
$1,000
IRA Certificates of Deposit
CD Term
Minimum Opening Balance
Interest Rate**
Annual Percentage Yield (APY)
Daily Minimum Balance to Obtain APY*
12 Months
$500
4.75%
4.86%
$10
18 Months
$500
4.40%
4.50%
$10
24 Months
$500
4.10%
4.18%
$10
30 Months^
$500
4.00%
4.08%
$10
36 Months
$500
3.90%
3.98%
$10
48 Months
$500
3.85%
3.92%
$10
60 Months
$500
3.75%
3.82%
$10
IRA Money Market
Minimum Opening Balance
Balance
Interest Rate**
Annual Percentage Yield
Minimum Balance to Obtain APY*
$50
$0.01 - $49,999
0.50%
0.50%
$50
$50
$50,000
0.75%
0.75%
$50
Contact a customer service rep at any of our locations for more information about applicable fees and terms. Or, call our call center at 800-508-2265.
*The daily minimum balance is the amount of principal in the account each day. A penalty may be imposed if there is an early withdrawal.
^Our 30-month “bump up” CD and IRA CD feature a one-time rate increase to the current 30-month CD or IRA CD rate anytime during the term.
Online account opening available to New England residents only (New England = MA, RI, CT, VT, NH & ME).
Fees may reduce earnings.
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