Deposit Account Rates Effective 08/05/2021 |
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|---|---|---|---|---|
| Type of Accounts | Minimum Opening Balance | Interest Rate | Annual Percentage Yield (APY) | Daily Minimum Balance to obtain APY* |
Money Market |
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|---|---|---|---|---|
| Money Market** | $1,000 | .05% .05% .10% .15% | .05%.05% 0.05-0.08%0.08-0.15% | $0.01 - $9,999.99$10,000 - $49,999.99$50,000 - $99,999.99$100,000+ |
| Max Money Market | $1,000 |
0.10% 0.15% 0.15% 0.15% |
0.10% 0.15% 0.15% 0.15% |
$0.01 - $249,999.99 $250,000 - $499,999.99 $500,000 - $1,000,000 $1,000,000+ |
Savings Account |
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|---|---|---|---|---|
| Smart Savings and Max Adventure Savings** | $10 | .05% .05% .10% .15% | 0.05% 0.05%0.05%-0.08% 0.08% - 0.15% | $0.01 - $9,999.99$10,000 - $24,999.99 $25,000 - $49,999.99$50,000+ |
| Health Saving Account** | $10 |
.03% .05% .07% |
0.03% 0.05% 0.07% |
$0.01 - $2,499.99 $2,500 - $19,999.99 $20,000+ |
| Statement Holiday Clubs | $10 | .10% | .10% | $10.00 |
| ** Interest is paid on the amount of money on deposit in each tier, creating a blended interest rate for the entire balance. | ||||
Checking Accounts |
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
Max Checking1 |
$10 |
0.10%
0.05% |
0.05%-0.10%
0.05% |
$.01 -$25,000.00
$25,000+ |
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| 1The interest rate of 0.10% APY is paid on balances up to $25,000. Balances over $25,000 earn 0.05% APY, if qualifications are met Your interest rate and APY may change at our discretion. Qualifying requirements must be met during each monthly statement cycle to earn the APY including: 12 Debit Card purchases, e-Statements, Direct Deposit or one ACH transaction per statement cycle. If any qualifying requirements are not met, the account will earn a nomial rate of 0.05% APY on the entire balance. | |||||||||||||||||||||||||||||
|
eChecking2 |
$10 |
0.10%
0.05%
|
0.05%-0.10%
0.05%
|
$.01 - $25,000.00 $25,000+ |
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| 2The interest rate of 0.10% APY is paid on balances up to $25,000. Balances over $25,000 earn 0.05% APY, if qualifying requirements are met. Your interest rate and APY may change at our discretion. Qualifying requirements must be met during each monthly statement cycle to earn the APY including: 10 Debit Card purchases, e-Statements, Direct Deposit or one ACH transaction per statement cycle. If any qualifying requirements are not met, the account will earn a nominal rate of 0.05% APY on the entire balance. | |||||||||||||||||||||||||||||
Rates on the above accounts may change after the account is opened. Fees could reduce the earnings on some accounts. Contact a Customer Service Representative at any of our locations for further information about applicable fees and terms, or our call center at (800) 508-2265 Online account opening available to New England residents only. |
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