Creating a budget for yourself and your family is an important step toward being financially stable. One factor that can significantly impede your efforts toward financial stability can be the bad habit overspending. It can be difficult to set boundaries for your spending, but identifying the areas where you overspend and reigning in this habit will have a positive impact on your financial status. Here are some tips to help you get started. Financial advisors often find that one of the most difficult types of clients are those that can’t see their own financial faults such as overspending.

Read this month’s Avidia Monthly to read how to avoid overspending any time of the year.

Included in this month’s issue:

• Buying a used car from a private seller
• Avoid Holiday scams
• Venture to Napa, CA
• Improve your blood circulation and more!

Read our December 2013 Newsletter